At 2Be, we are focused on doing one thing well: Helping Australians between the ages of 55 and 75 to use the equity in their home to help their children—and grandchildren—now.
The creators of 2Be have run some of the biggest banks in Australia, New Zealand, and the UK.
We have worked with leading risk advisors to create a home equity loan for over 55s to help children buy a home.
Our product is not for everyone, and our lending policies and application process are designed to identify and protect those who are financially vulnerable.
Our free calculator will estimate the current value of your home. Simply type in your address and whisper us your age. We will show you how much money you could potentially release from your home.
It’s fast and secure.
We only ask you what we need to know to get you to the approval stage:
We are fast: We can generally give you a decision within 48 hours.
Then it’s up to you how you repay: Interest only? Interest and up to 5% of the original loan amount p.a.? You can even defer all payments until the end of the 5 year term.
Your money. Your decisions.
Your money, your decision. Choose how you want to repay it. Interest
"All of our friends are trying to figure out how we can assist our kids NOW. Your application process was simple and quick and we had money within a couple of days of starting. Equity Advantage is a great option and has made us happy grandparents."
Find out how much of your home equity you can access to help your children with their home deposit.
Helping you navigate the difficult financial discussions often needed between parents and family members
Secure your future. We help you understand how much help you can afford to provide
A checklist to help your child know how much they can afford and be ready for home ownership
Lays out the pros and cons of each and guides you on the structure to best suit your needs
There are a number of sources you can draw on to help fund their deposit.
We help you understand the options.
Secure your agreements with solid documentation. We make it easy with our checklists and templates.